Building in public

Simple. Secure. Rewarding.
Lend peer-to-peer.

A platform where investors earn bonus rewards for diversifying across loans. Split your capital, reduce risk, earn more.

Get Started See How It Works
$176B
Global P2P lending market in 2025
25.7%
Annual market growth rate (CAGR)
5-12%
Average investor returns on P2P
How It Works

Three steps to smarter lending

01

Browse Loans

See real people requesting real loans. Each listing shows risk grade, purpose, and projected returns. No hidden fees, no fine print.

02

Spread Your Investment

Split your capital across multiple loans to reduce risk. The more you diversify, the more you earn through our Spark Rewards program.

03

Earn and Reinvest

Collect monthly returns as borrowers repay. Reinvest automatically or withdraw anytime. Your money, your rules.

Earn more by lending smarter

Most platforms treat all investors the same. LendSpark rewards the behavior that makes everyone safer: diversification.

  • Bonus yield for spreading across 10+ loans
  • Reduced platform fees for early adopters
  • Priority access to high-grade loan listings
  • Transparent risk scoring on every loan
Spark Investor Returns
12.4%
Projected annual yield with diversification bonus
Savings acct
4.5%
Standard P2P
7-9%
LendSpark
10-14%

Be the first to lend smarter

Early investors get the best incentives. Join the waitlist and lock in founding member rewards.

Join the Waitlist